There are several credit cards with a 500 dollar credit limit available to Americans. However, there are requirements as to who is able to get a credit card with a 500 dollar limit, especially if it is not a prepaid credit card (like the ones offered by Capital One).
In order to obtain a 500 dollar limit, you must have at least an average credit history. If you have any serious outstanding credit strike against you, your application will be pretty much immediately halted, and you will be directed toward a prepaid option.
Of course, the particular credit limit a customer is granted for a credit card depends on the customer’s pre-existing credit. Even if your income qualifies you for a 2000 dollar credit limit, a bad credit score will bring the limit available to you down significantly.
If you’re a student, most of the major credit card companies offer an option geared toward the student lifestyle. The credit limit of such cards often begins at 500 dollars.
As 500 dollars is generally not a very high credit limit, many of the cards offered by the major credit companies with this limit are for beginning or remedial credit purposes.
Beginning or remedial credit cards are easier to obtain, so it probably makes more sense to apply for one of these, rather than a credit card with a limit starting at 500 dollars.
But as long as your credit is good, you can get a credit card with a 500 dollar limit from any of the major credit card providers in the United States, including Visa, MasterCard and Capital One. The best way to go about getting a credit card through any major company is to get it through your bank, if possible.
In order to obtain a 500 dollar limit, you must have at least an average credit history. If you have any serious outstanding credit strike against you, your application will be pretty much immediately halted, and you will be directed toward a prepaid option.
Of course, the particular credit limit a customer is granted for a credit card depends on the customer’s pre-existing credit. Even if your income qualifies you for a 2000 dollar credit limit, a bad credit score will bring the limit available to you down significantly.
If you’re a student, most of the major credit card companies offer an option geared toward the student lifestyle. The credit limit of such cards often begins at 500 dollars.
As 500 dollars is generally not a very high credit limit, many of the cards offered by the major credit companies with this limit are for beginning or remedial credit purposes.
Beginning or remedial credit cards are easier to obtain, so it probably makes more sense to apply for one of these, rather than a credit card with a limit starting at 500 dollars.
But as long as your credit is good, you can get a credit card with a 500 dollar limit from any of the major credit card providers in the United States, including Visa, MasterCard and Capital One. The best way to go about getting a credit card through any major company is to get it through your bank, if possible.
