Does anybody own a credit card?

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13 Answers

Jann Nikka Profile
Jann Nikka answered

Yep 💳💳💳

otis campbell Profile
otis campbell answered

No just a debit card

Corey The Goofyhawk Profile
Corey The Goofyhawk , Epic has no limit, answered

I have two credit cards. I use them for gas, groceries, restaurants, online purchases, and anything else that'll earn cash rewards, then I pay it off monthly.

Didge Doo Profile
Didge Doo answered

The question is not whether we own a credit card but whether our credit card owns us.

I have two and have an arrangement with my card provider to draw anything I spend from my bank account at the end of each month. NO interest! Love it. (My second card has a $500 limit and I use it for on-line purchases. Safer than putting the main card out there.)

Rooster Cogburn Profile
Rooster Cogburn , Rooster Cogburn, answered

I have one I use for online purchases. I won't use a debit card online and with a credit card, you can always dispute the charges if you get ripped off. Just have the one card and pay it off every month.

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KB Baldwin
KB Baldwin commented
I also have an "On-line" card. It has an absurdly low limit ($300), so I don't have to worry about someone running up $100s of dollars in charges. I know you can dispute the fraudulent charges, but this tend to just head them off.
Rooster Cogburn
Rooster Cogburn commented
I've disputed charges a few times and never had to pay a nickel. My limit is way higher than that but they've been great about those things. Hasn't happened often but they sure fixed things up for me.
PJ Stein Profile
PJ Stein answered

I have the kind that gives you cash back. I use it for everything, and they pay it off at the end of the month.

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