Bezel Bub answered 12/8/2010 Has Anyone Done A Loan Modification On A Auto Loan? I've Had A Job Change (less Salary But At Least I'm Still Employed; Some Can't Say That This Year). But I Don't Want To Be Paying The Note On This Vehicle For The Rest Of My Life Either. Any Advice? Almost all of these are scams. One of the worst is Keepyourcartoday.com. They all charge advanced fees and do little or nothing for you, You are better off just working with your creditor directly